News for 'Home Loan'

Smart Money Moves: From Home Loans To SIPs

Smart Money Moves: From Home Loans To SIPs

Rediff.com10 Apr 2026

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.

Home loan growth: Tier-2, Tier-3 account for 64% of volumes

Home loan growth: Tier-2, Tier-3 account for 64% of volumes

Rediff.com15 Jan 2026

Home loan demand is moving away from core metropolitan markets, with Tier-2 and Tier-3 cities emerging as the dominant contributors to growth in 2025, a report said.

Forced to Buy Home Loan Insurance? Know Your Rights

Forced to Buy Home Loan Insurance? Know Your Rights

Rediff.com4 Feb 2026

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.

Why PSBs are raising home loan rates

Why PSBs are raising home loan rates

Rediff.com25 Aug 2025

Some public sector banks, including State Bank of India (SBI), Union Bank of India, Canara Bank, and Bank of India, are increasing the spread on home loans for new customers to protect margins.

Home Loans: Banks Roll Out Festive Offers

Home Loans: Banks Roll Out Festive Offers

Rediff.com6 Oct 2025

'Do exhaustive research and then select the one that best fits your budget and requirements.'

'Can I Claim HRA, Home Loan Benefit If...?'

'Can I Claim HRA, Home Loan Benefit If...?'

Rediff.com16 Dec 2025

rediffGURU T S Khurana answers readers' personal income tax queries

Pay Loans Or Invest? What Should You Do?

Pay Loans Or Invest? What Should You Do?

Rediff.com5 May 2026

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.

Should You Repay Your Home Loan Or Increase Your SIPs?

Should You Repay Your Home Loan Or Increase Your SIPs?

Rediff.com14 Aug 2025

At the end of the day, this isn't about choosing between EMIs and SIPs. It's about choosing your path to financial freedom.

Top-Up Home Loan May Cost Your Home!

Top-Up Home Loan May Cost Your Home!

Rediff.com13 Aug 2024

'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'

How To Be Free From Home Loan Debt

How To Be Free From Home Loan Debt

Rediff.com13 Sep 2024

Using mantras from the Bhagavad Gita, Vatsal Ramaiya explains how you can conquer your home loan debt and unlock a world of financial freedom and peace of mind.

CBI Files Chargesheet Against AVJ Developers For Alleged Cheating

CBI Files Chargesheet Against AVJ Developers For Alleged Cheating

Rediff.com6 May 2026

The CBI has filed a chargesheet against AVJ Developers, bank officials, and others for allegedly cheating financial institutions and homebuyers in Greater Noida.

Reliance Executives in ED Custody Over Alleged Loan Fraud

Reliance Executives in ED Custody Over Alleged Loan Fraud

Rediff.com16 Apr 2026

A Delhi court has remanded former senior executives of Reliance Anil Ambani Group (RAAG) to five days of ED custody in connection with an alleged bank loan fraud-linked money laundering case.

Boy Mortgages Mother's Jewellery for iPhone Loan

Boy Mortgages Mother's Jewellery for iPhone Loan

Rediff.com8 Apr 2026

A minor boy in Hamirpur, India, stole his mother's jewellery and mortgaged it to obtain a loan of Rs 3 lakh to purchase an iPhone. Police recovered the jewellery and are investigating the involvement of the boy's sister and a friend.

Home loan rates may fall to 8%: Realty experts

Home loan rates may fall to 8%: Realty experts

Rediff.com7 Jun 2025

Housing demand should improve nationwide after the Reserve Bank of India (RBI) cut the repo rate by a larger-than-expected 50 basis points (bps) on Friday, said real estate industry executives. The rate cut comes after housing sales in top Indian cities in the first quarter of 2025 dipped 28 per cent due to skyrocketing residential property prices and geopolitical headwinds, according to Anarock.

Applying For Home Loan? Read This!

Applying For Home Loan? Read This!

Rediff.com15 Feb 2024

Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.

Your Home Loan Queries Answered

Your Home Loan Queries Answered

Rediff.com14 Oct 2022

Gaurav Mohta, chief marketing officer, Home First Finance Company, answers home loan queries.

Home Loans: To Top Up Or Not To Top Up?

Home Loans: To Top Up Or Not To Top Up?

Rediff.com6 May 2024

The home loan top-up, a kind of secured multipurpose personal loan, is on the regulator's radar, points out Tamal Bandyopadhyay.

Go Debt-Free Or Invest? Key Money Questions Answered

Go Debt-Free Or Invest? Key Money Questions Answered

Rediff.com28 Apr 2026

rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries

Are Luxury Homes Fuelling Surge In Home Loan Growth?

Are Luxury Homes Fuelling Surge In Home Loan Growth?

Rediff.com1 Apr 2025

More than 58% of individual housing loans disbursed in 2023-2024 were more than 25 lakh in size.

Old Vs New Tax Regime: Stop Losing Money

Old Vs New Tax Regime: Stop Losing Money

Rediff.com8 Apr 2026

With Income Tax Act 2025 in force, your tax choice can quietly cost you big money if you're not paying attention. Ramalingam Kalirajan explains how

Your Home Loan Queries Answered

Your Home Loan Queries Answered

Rediff.com9 Nov 2022

Gaurav Mohta, chief marketing officer, Home First Finance Company, answers your home loan queries.

Should You Fall In Developers' Flexible Payments Trap?

Should You Fall In Developers' Flexible Payments Trap?

Rediff.com12 May 2026

Deferred payment plans may come with a cost, which may not be immediately visible.

TVS Venu Group to bolster financial services presence with Jana SFB stake

TVS Venu Group to bolster financial services presence with Jana SFB stake

Rediff.com1 days ago

TVS Venu Group has agreed to acquire a minority stake of up to 9.9 per cent in Jana Small Finance Bank, including a 4.9 per cent ownership by TVS Motor Company, through a combination of primary issuance of warrants and a secondary purchase.

EMI Pinch: Explore Home Loan Transfer

EMI Pinch: Explore Home Loan Transfer

Rediff.com22 Feb 2023

While most borrowers calculate the gain they stand to make from switching to a lower interest rate, they often fail to take into account all the costs.

How To Manage Rising Home Loan EMIs

How To Manage Rising Home Loan EMIs

Rediff.com22 Aug 2023

While managing rising EMIs can be challenging, the right strategy can help individuals can ease their financial burden, says rediffGURU and financial planning expert, Colonel Sanjeev Govila (retd).

Your Home Loan EMI Queries Answered

Your Home Loan EMI Queries Answered

Rediff.com2 Aug 2022

Gaurav Mohta, chief marketing officer, Home First Finance Company will answer your home loan queries.

Property Scam Unravelled: Man Arrested for Cheating Visually Impaired Woman

Property Scam Unravelled: Man Arrested for Cheating Visually Impaired Woman

Rediff.com16 Apr 2026

A 51-year-old man has been arrested in Delhi for allegedly defrauding a visually impaired woman of Rs 14.5 lakh under the guise of leasing a property. The arrest has uncovered a larger fraud scheme involving multiple victims and nearly Rs 2 crore.

When Will Jio Credit Reach AUM Level Of Rs 1 Trillion?

When Will Jio Credit Reach AUM Level Of Rs 1 Trillion?

Rediff.com29 Apr 2026

'We are staying away from making forward-looking statements on when we will reach 1 trillion, etc. But growth will be rapid; it's only a matter of time.'

Mumbai Man Held For Theft After Girlfriend Refuses Loan

Mumbai Man Held For Theft After Girlfriend Refuses Loan

Rediff.com21 Apr 2026

A 43-year-old man has been arrested in Mumbai for allegedly stealing valuables worth Rs 30 lakh from his girlfriend's house after she refused to lend him money.

Worried About High Home Loan EMI? MFs Can Help

Worried About High Home Loan EMI? MFs Can Help

Rediff.com15 Jan 2025

Here's how to own your dream home without paying excessive interest on your EMIs.

3 Tips To Choose Home Loan Lender Wisely

3 Tips To Choose Home Loan Lender Wisely

Rediff.com20 Sep 2023

Your awareness about the effect of the home loan tenure and EMI on your loan empowers you to take better decisions, explains Gaurav Mohta.

Reliance Power Distances Itself from Former Executive Arrested in Money Laundering Probe

Reliance Power Distances Itself from Former Executive Arrested in Money Laundering Probe

Rediff.com16 Apr 2026

Reliance Power clarifies that Amitabh Jhunjhunwala, arrested in a money laundering case, has not been associated with the group since 2019. The case involves alleged bank loan fraud through Reliance Group companies.

What If The Home Loan Borrower Dies....

What If The Home Loan Borrower Dies....

Rediff.com13 Apr 2022

To minimise hardship for legal heirs, home loan borrowers must purchase additional insurance cover while taking a home loan.

Old vs New Tax Regime: Higher Allowances, HRA Changes Warrant Review

Old vs New Tax Regime: Higher Allowances, HRA Changes Warrant Review

Rediff.com30 Apr 2026

Recent changes to tax exemptions and allowances, including increased education, hostel, and HRA limits, have made the old tax regime more competitive against the new regime, prompting salaried employees to re-evaluate their choice for the current financial year.

'Traitor, gimmick': Rahul targets Modi over economy, 'Melody'

'Traitor, gimmick': Rahul targets Modi over economy, 'Melody'

Rediff.com4 hours ago

Congress leader Rahul Gandhi criticised Prime Minister Narendra Modi for gifting 'Melody' toffees to Italian Premier Giorgia Meloni, calling it a 'gimmick' while India faces an 'economic storm'. He accused Modi of prioritising public relations over addressing the struggles of farmers, labourers, and youth, a sentiment echoed by other Congress leaders.

'Can I Sell Shares To Pay Home Loan And Avoid Tax?'

'Can I Sell Shares To Pay Home Loan And Avoid Tax?'

Rediff.com23 Jan 2025

Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.

Why Supreme Court Deferred Hearing In Anil Ambani Group Fraud Case

Why Supreme Court Deferred Hearing In Anil Ambani Group Fraud Case

Rediff.com30 Apr 2026

The Supreme Court has deferred the hearing on a PIL alleging large-scale banking fraud involving the Anil Dhirubhai Ambani Group and its firms to May 8.

Home loans demystified!

Home loans demystified!

Rediff.com11 May 2005

India's Housing Finance Sector Hits Home Run

India's Housing Finance Sector Hits Home Run

Rediff.com29 Oct 2025

India's housing finance sector is riding a wave of post-pandemic revival, driven by policy support, digital innovation, and growing demand from younger homebuyers in emerging cities.

Your home loan queries answered!

Your home loan queries answered!

Rediff.com24 Dec 2019

Chartered accountant and Sebi registered investment advisor, Harsh Vardhan Roongta, answers your home loan queries