Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Home loan demand is moving away from core metropolitan markets, with Tier-2 and Tier-3 cities emerging as the dominant contributors to growth in 2025, a report said.
Some public sector banks, including State Bank of India (SBI), Union Bank of India, Canara Bank, and Bank of India, are increasing the spread on home loans for new customers to protect margins.
'Do exhaustive research and then select the one that best fits your budget and requirements.'
rediffGURU T S Khurana answers readers' personal income tax queries
At the end of the day, this isn't about choosing between EMIs and SIPs. It's about choosing your path to financial freedom.
'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'
Using mantras from the Bhagavad Gita, Vatsal Ramaiya explains how you can conquer your home loan debt and unlock a world of financial freedom and peace of mind.
Housing demand should improve nationwide after the Reserve Bank of India (RBI) cut the repo rate by a larger-than-expected 50 basis points (bps) on Friday, said real estate industry executives. The rate cut comes after housing sales in top Indian cities in the first quarter of 2025 dipped 28 per cent due to skyrocketing residential property prices and geopolitical headwinds, according to Anarock.
Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.
More than 58% of individual housing loans disbursed in 2023-2024 were more than 25 lakh in size.
The home loan top-up, a kind of secured multipurpose personal loan, is on the regulator's radar, points out Tamal Bandyopadhyay.
Gaurav Mohta, chief marketing officer, Home First Finance Company, answers home loan queries.
Gaurav Mohta, chief marketing officer, Home First Finance Company, answers your home loan queries.
While managing rising EMIs can be challenging, the right strategy can help individuals can ease their financial burden, says rediffGURU and financial planning expert, Colonel Sanjeev Govila (retd).
Here's how to own your dream home without paying excessive interest on your EMIs.
Buyers should understand the distinction between the losses the policy covers, those that need add-ons, and those it excludes.
While most borrowers calculate the gain they stand to make from switching to a lower interest rate, they often fail to take into account all the costs.
India's housing finance sector is riding a wave of post-pandemic revival, driven by policy support, digital innovation, and growing demand from younger homebuyers in emerging cities.
Gaurav Mohta, chief marketing officer, Home First Finance Company will answer your home loan queries.
AICC general secretary Sachin Pilot has accused Kerala Chief Minister Pinarayi Vijayan of following similar political approaches to Prime Minister Narendra Modi, alleging a tacit understanding between the CPI(M) and the BJP in Kerala.
Your awareness about the effect of the home loan tenure and EMI on your loan empowers you to take better decisions, explains Gaurav Mohta.
In the rush to complete tax-saving investments at the end of the financial year, many taxpayers choose instruments that do not match their long-term financial goals.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
A man in Meerut, India, allegedly staged the kidnapping of his 15-year-old son and demanded a ransom to pay off debts accumulated through online gaming. He has been arrested and the boy is safe.
HDFC Bank's leadership addresses the sudden resignation of its chairman, citing ethical concerns, and attempts to reassure stakeholders about the bank's governance and future stability.
Ravindra Metkar, a farmer from Maharashtra who built a successful poultry business from humble beginnings, has been invited to speak at the University of Oxford's Global Research Conference.
An Indian-origin county judge in Texas, K P George, has been convicted of money laundering for misusing campaign funds, potentially leading to his removal from office.
The Supreme Court has ordered a 'fair, dispassionate, transparent, and time-bound' investigation by the CBI and ED into the Anil Dhirubhai Ambani Group, addressing concerns over alleged large-scale banking fraud and demanding accountability.
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
To minimise hardship for legal heirs, home loan borrowers must purchase additional insurance cover while taking a home loan.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'Money is not just about greed or accumulation. It gives you freedom, dignity and choice. And you have every right to all three.'
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Congress leader Sachin Pilot accuses the BJP of indirectly supporting the ruling LDF in the upcoming Kerala Assembly elections, alleging a hidden alliance for mutual benefit.
Shrugging off concerns over the depreciation of rupee, the RBI has cut interest rate by 25 basis points to 5.25 per cent in a bid to further bolster economic growth, which rose to a six-quarter high of 8.2 per cent in the second quarter of the current financial year.
The UK High Court has concluded the hearing for Nirav Modi's application to reopen his extradition appeal, focusing on claims of potential torture during interrogations in India. The court has reserved its judgement.
'We started affordable housing loans that has good traction and the books have grown to Rs 750 crore as of the end of last quarter.'
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